By Wei Xuan Finding the best house loan interest rates in Malaysia can be challenging, especially with so many options. Critical terms such as home loan, housing loan, and loan tenure are essential for making informed decisions. This guide will help you navigate loan types, interest rates, and other key factors as you search for your dream home. In October 2026, several financial institutions in Malaysia...
By Wei Xuan As of 3 September 2026, Bank Negara Malaysia (BNM) has maintained the Overnight Policy Rate (OPR) at 2.75%.The OPR has remained unchanged at this level since 9 July 2025, when BNM reduced the rate by 25 basis points from 3.00% to 2.75%. This means the OPR has now stayed at 2.75% for around 14 months.At its September meeting, BNM said the current monetary policy stance remains consistent with...
By SafarahThe tenancy ended three weeks ago. Your tenant is still inside, and your calls go unanswered.Many landlords think the solution is simple: change the locks or cut the utilities. In Malaysia, both can put you on the wrong side of the law.What many landlords do not know is that you may have the right to claim double the rental value for every day a tenant stays beyond the tenancy period.This guide...
By Safarah Malaysia tables Budget 2027 on 9 October 2026. For anyone buying their first home next year, one line in that speech matters more than the rest. The first-time homebuyer stamp duty exemption expires on 31 December 2027. Juwai IQI wants it extended, and the reason is not sentimental. Letting it lapse quietly takes up to RM11,250 from buyers who thought they had until the end of next year. What...
By SafarahImagine your father’s house is worth RM650,000. You have the keys. You have been paying the quit rent for two years. And you still cannot sell it.That is not a paperwork delay. That is the law.The moment an owner dies, the property stops being anyone’s to sell and becomes part of an estate. StarProperty reported more than RM90 billion in inheritance assets sitting frozen or unclaimed in...
By Azirah A five-minute train ride to Singapore. Billions in new investment. And a long list of new launches, all promising to be “near the RTS”.For anyone looking at Johor property investment or buying property in Johor, not every launch offers the same value. Here is what has changed in 2026, where buyers are looking, and how to compare new houses in Johor before you commit. Table of...
By Wei XuanTL;DRYou can generally sell property without a strata title in Malaysia through a Sale and Purchase Agreement (SPA) and a Deed of Assignment (DOA) if the title has not yet been issued. First, check whether the title is still unissued or has been issued but not transferred to you. A conveyancing lawyer can then confirm the appropriate documents, financing arrangements, and any applicable...
By Wei XuanTL;DRMalaysia Budget 2027 will be tabled on 9 October 2026, and housing affordability is already part of the government’s stated agenda. The strongest property expectations center on access to financing, stamp duty relief, a possible revival of the Home Ownership Campaign, infrastructure spending, and housing reform, but these remain forecasts or proposals until Budget Day. Buyers and...